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Last Updated: Jul 22nd, 2008 - 17:50:22 |
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| What Baby Boomers Want |
In terms of generations, one of the generations in the United States that contributed a lot in terms of political, cultural, industrial, economy, and academic is the baby boomers era. This era is one of the highlights of the United States history and it is also an era where the economy was on an all time high.
First of all, you have to know why it is called the baby boomers generation and which people are included in this generation. The baby boomers generation is composed of people who were born between the years 1946 and 1964. Because of the significant increase in birth rate during this era, historians called it the baby boomers generation.
People who were born during this period have distinctive political views and cultural views. They are people who grew up and participated in the civil rights protests and they are also people who grew up knowing about the American Military might and also knowing that the enemies were communists and socialists.
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Maybe this is the reason why baby boomers have different and distinct political views. You have to realize the fact that baby boomers have contributed a lot in terms of politics. Since they grew up in the years of the Cold War and the Vietnam War, baby boomers tend to be more militarily and politically inclined.
In fact, Bill Clinton and the incumbent President George W. Bush are the two first presidents who are in the baby boomers era. If you look closely, both have somewhat similar political views and their policies don't really differ that much, even if one is a democrat and the other is a republican. You have to consider the facts that both have funded the military in order for the United States retain its military might and they are also concerned about civil rights.
So, what do baby boomers want?
If you look closely, people who are in the age of mid-40s to 60s are very much unlike aging people in the past. Today, you will see these people to be more active and are generally concerned more about their health.
In fact, many people who were born in the baby boomers era frequently visit doctors compared in the past. This is because these people want to care for their own health.
What this means is that baby boomers will likely live longer than their predecessors. Today, baby boomers are aging. However, because of the latest medical technology available today, you should realize that the life expectancy for baby boomers has increased.
However, there are also growing concerns that the baby boomers today are facing. Because the baby boomer population is at an all time high, there are problems concerning Social Security benefits and also about Medicare. Another problem is that when the baby boomers go into retirement, the workforce will decrease.
This is because of the decreased birth rate after the baby boomer era. This will mean decrease in workforce and increase in retirees.
What the baby boomers want today is when they retire, they should be able to get the necessary retirement and health benefits. Since baby boomers are expected to healthier than their predecessors, they will be able to travel a lot.
After retirement, the baby boomers population is expected to travel a lot. In fact, most baby bloomers working today are working to save enough money to go on a retirement vacation.
The baby boomers are a proud generation where they went through a lot fighting for civil rights. They also contributed a lot in culture. This is why you should expect them to want some ways to relax and taking a vacation is one of them.
Today, aging baby boomers are now considering retiring and are expecting the government to repay them for the services they contributed to the society. The baby boomers era is responsible for making the United States economy to run smoothly. This is because of the high population levels of workforce and also in those times, unemployment rates were virtually non-existent.
Since baby boomers came of age when there were protests for the war in Vietnam and civil rights, you should expect that they are well aware of their civil rights and wants everyone to respect it. And for this reason, baby boomers really want to retain their civil rights and expect the government to give them the benefits they deserve when they retire.
How US Economy will Sustain upon Retirement of Baby Boomer Generation
The Baby Boomer generation is a demographic term for the Americans born somewhere in between 1946-1964. Based from a 2000 United States census, the Baby Boomer generation holds the population of roughly 83 million. To date, baby boomers range from 42 to 60 years of age. This means that the baby boom generation is on its way to exit the labor force of the country.
Baby boomers are offsprings of a healthy, erudite and bounty living. Because of this, they have reshaped the perspective of growing old by reinventing themselves to pursue a new passion.
Because of the distinctive characteristics of baby boomers, they have caught much attention and are the subject of studies and surveys. As for one thing, baby boomers belong to an influential generation that significantly affects the economy of the United States.
In an investigation conducted to find out how baby boomers foresee retirement, here are some of the key findings:
For baby boomers, retirement is an opportunity to devote themselves to the family and to enjoy their leisure time by pursuing their interests and hobbies. However, they view retirement as a chance to empower their skills and find another career apt for their age.
Baby boomers seek for both personal and career fulfillment that this becomes a driving force for them to prepare and plan for retirement. They cling to social security by accessing health and life plans.
Baby boomers yield an optimistic generation with conservative financial expectations.
So compared with their parents, baby boomers are far likely to be continuously working while enjoying their leisure. Comparatively, baby boomers made more money than their parents.
Tracing back to the annals of American history, the US economy has predominantly prospered since the baby boomers matured to enter the labor force. Historically, they are considered to be the prime source of the work force. But now that there is the expected demographic declination of baby boomers, the Unites States Bureau of Labor Statistics prospects labor shortages that must be remedied all at once. Otherwise, this will inflict dire consequences to the economy.
However, there are some solutions to address the foreseen labor shortage by targeting the other variables that affect the demographic landscape. Organizations and companies can consider retaining the older workers, correcting the gender imbalance in work designations, outsourcing and hiring immigrants.
Since the baby boomers entered the labor force, the US economy has grown faster than its overall population. And the impending decline in the participation of baby boomers to service will reflect to a slower rate of labor force growth as well as to the economy.
To make up for the threatening flux of baby boomers' contribution to work force, they must be encouraged to remain in service for a longer span. To encourage the aging baby boomers to stay in the labor force, companies and organizations should consider the following:
In the years to come, age retirement of the recipients of Social Security pension shall eventually be raised to 67 for the baby boomer generation. With this attraction, baby boomers will likely to continue working over the age of 66 to avail full benefits of their pension.
The next course is defining the pension privileges that will offer more pay for those who stay longer in the work force. Instead of the specific age requirement, the span of work as the basis for the Social Security pension will encourage the aging baby boomers to work longer.
Since baby boomers enthusiastically prepare for their retirement, these offers will boost their will to stay in the labor force. The aforementioned courses will render mutual benefits for both the companies and the baby boomers.
As the company understands the effect of the baby boomers' retirement, they can thoughtfully prepare the upcoming adversities to the labor rate. These companies and organizations involving the baby boomers must start their investigation on how to customize their system to accommodate the aging employees. And they can find better alternatives to ride the crest of the demographic wave caused by retiring baby boomers.
And learning the distinctive characteristics and views of the baby boomers towards retirement is a good strategy to learn how to deal with the circumstances.
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Highly Recommended! Once you "Master the Flow"
and the "Money Flow Triggers" all around you...
the universal and timeless relationship between mind,
money, and riches will be forever unlocked -
delivering an unstoppable flow of wealth and riches
into your life... this package has some of the
MOST amazing Bonuses included! Check it out!
Click here for ALL the details!
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